As temperatures rise and the days grow longer, staying motivated at work can feel like an uphill battle. The lure of beach days, family outings, and late sunsets often pulls focus away from deadlines and deliverables.

As the holiday season slowly creeps up, businesses far and wide start gearing up for increased customers and sales. However, without a steady supply of capital to rely on, throwing yourself into the fray unprepared can spell financial disaster—especially when things don’t go as planned.

When the banking crisis hit, many small businesses were unprepared to deal with the financial instability that ensued. These organizations found themselves unable to secure financing due to a lack of available capital, stringent lending requirements and skyrocketing interest rates. This has resulted in major challenges for small businesses, limiting their ability to fund operations, purchase new inventory or expand